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23岁新加坡女孩“靠自己“!三年内买下实龙岗公寓

新加坡23岁女孩名叫Min Chen,最近完成了一项大部分同龄人都难以完成的“梦想”。

23岁的她,靠自己买了一套公寓。

Min Chen在TikTok上分享了她如何买到人生第一套公寓,她说这一切始于2021年的一个目标,那时她21岁,刚从理工学院毕业,她给自己不到三年的时间买一套自己的房子。

Min Chen从小就很努力,曾在十年的时间里存钱买了一个LV包给妈妈。那时她一边上学一边工作,还经营着一家家庭面包店。现在,她拥有两家生意,最新的一家是卖优质牛肉。

她在最近的TikTok视频中说:“我每天都为我的生意努力工作,不管多累多有压力,只为了要有经济自由。”

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她还兼职了很多工作,最大限度地节省时间和金钱,她从不浪费生活。她甚至会选择走路一个小时,为的只是节省一两块钱的公交费用并投资于她的生意。

三年内,她从兼职工作和生意中积赚了近30万新元,在2023年5月签下了购房合同,两个月后实现了成为公寓主人梦想。

她买的是位于实龙岗的永久地契公寓,包括一个客厅、一个主卧、另一个房间和一个阳台。一拿到钥匙就把房子租了出去,因为她一直相信房地产投资是一种很好的被动收入来源。

虽然有人怀疑她的成就,甚至有人在评论区暗示她的父母帮助她支付了公寓费用,但Min选择不回应这些评论。

她说她来自一个“普通”的背景,父亲是家庭的唯一经济支柱,她从小就经济独立。她的父母经常被人看不起,这成了她“做得好”的动力,以便她最终能够在背后支持他们,让他们感到骄傲。

@minxchen_

When I was 21, I made a goal to get my first property before I turn 24. Many times in between I doubted myself but I still stayed determine because I TRULYY believe in property investing. The biggest accomplishment from this is I didn’t need to borrow a single cent from anyone to live my dream. I worked hard and had the power to control my life. In the process, I met sooo many set backs applying for my house loan but my super hardworking agent David Goh from #propnex worked tirelessly (I havent met anyone as dedicated as him) to help me find the best bank to loan with and he found Ashley Tan from #uobprivilegebanking who truly made my experience a smooth sailing one. They are literally extraordinary 😭🙏🏻 Honestly so grateful for this experience – all of these wouldn’t have happened without them. To all self employed in SG, CPF contribution is sooo important to give us a head start 🏦 Lets keep working on becoming better than yesterday and be the best version of yourself!! #property #propertyinvesting #sgtiktok #smallbusinessowner #hustle

♬ Home – Edward Sharpe & The Magnetic Zeros

Written by EricH

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